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Gissaloan Logbook Loan Representative Example
Loan Amount Total Repayable Fixed Annual Interest Rate Representative % APR Loan Term Documentation Fee Instalments
£1000.00 £2300.16 65.00% 154.87% 24months    No Fees   £95.84   Per Month

 

Gissaloan™ is a nationally-operating finance company, offering quick cash personal loans, logbook loans, and car finance, against cars (even quite old cars) for customers in various degrees of financial difficulty.

 

Unlike the majority of logbook lenders, who have evolved from pawnbroking, at Gissaloan™ our background is car finance. With over 40 years’ combined experience, as well as being the previous owners of various market leading Motor Finance Companies.

 

So why Logbook Loans?

 

Many customers cannot access funds through mainstream channels at all, especially these days, due to current/historical missed payments and/or defaults, CCJs and the like. The majority of these customers then feel that their only option is to approach payday, or other, hugely expensive lenders, whose rates are of course many, many times higher than ours.

 

In addition, payday lenders lend over extremely short terms, and thus customers often struggle to raise the required funds to settle their agreements.

 

At the same time, many customers simply do not know that they can borrow against their cars and that logbook loans are a cheaper and more affordable alternative to payday. The majority of customers do not even know what a logbook loan is.

 

Our ultimate goal is therefore increasing customer awareness and credit rehabilitation and we pride ourselves in providing market leading customer service.

 

In addition, at Gissaloan™ it is not simply “one rate fits all”. Through our Gissaloan™ Gold product, we offer by far the cheapest logbook loan available throughout the industry.

 

Also, through our Gissacar ™ Back on the Road product, once you have established yourself with us, and proven your ability to meet your monthly commitments, we can also help you purchase your next new or nearly new car.

 

At Gissaloan™, we are different because we really understand our customer’s needs’.

 

 

 

why choose gissacar

number 1

We'll consider all cases
Whatever the circumstances, we'll try our best to help you.

number 2

We believe in fairness
We'll only present you with a fair deal.

number 2

Cash from our own resources
Info About Us, that's why we have the edge on terms...

How To Apply

By Phone

By Phone

Let us help, guide and care for your finance needs in total confidence.

On the Web

On the Web

Use our simple online finance application form and you will get a very rapid response from our team.

In person

In Person

Call in and see us (by appointment only) and one of our team will assist you in making the right decision.


 

hpi

 

fairmoney logo

 

All loans granted subject to affordability. Proof of income will be required. All Loans are secured against your vehicle, which may be repossessed if you do not make payments. Late or missed payments will incur additional charges, please see contract terms and conditions.

 

A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it and once you have paid off your loan the ownership goes back to you.

 

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

 

"Gissaloan” and “Gissacar” are trading names of Car Loan Originations Limited, which lends money on Customers’ existing cars (Gissaloan) and also finances the purchase of Customers’ new cars (Gissacar). All loan and related documentation, and other correspondence for both types of loans will be in the name of “Gissacar".

Gissaloan is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840

Registered Office: Regina House, 124 Finchley Road, London NW3 5JS