Loans for poor credit

At Gissaloan™ we believe that many debt problems are solvable. We want to give you a route out of your financial difficulties. That’s why we offer loans for those with a poor credit history. 

If you’ve got a poor credit history but are in need of cash for whatever purpose, Gissaloan™ can help you. 

 

We offer loans to those who have:money-256314 1280

  • Missed payments in the past
  • Moved house or changed jobs recently
  • Been turned down by other lenders
  • Already taken credit from payday lenders

 

Unlike the majority of banks and other financial organisations that shy away from bad credit, subprime customers, Gissaloan™ specialises in lending to customers who have experienced or are experiencing financial difficulty.

Even if you’ve been turned away by other lenders, or are currently having a hard time making repayments on a payday or other loan, we may still be able to offer you a loan.

Loans for bad credit – no guarantor required

Guarantor loans involve having someone (usually a friend or family member) sign a guarantee and indemnity form agreeing to meet your repayments in case you have problems.

At Gissaloan™ we don’t need anyone else to vouch for you; we offer bad credit no guarantor loans that are secured against your car, giving us some protection should you miss your repayments; your car is your guarantor.

However, before we offer you credit we will assess your financial situation to satisfy ourselves that you can afford your repayments without external help. As logbook loans are cheaper and more affordable than payday loans, this is often the case.

Bad credit loans – no fees

Unlike some logbook, payday and other lenders, we don’t believe in catches or hidden fees

At Gissaloan™ we won’t charge you:

    • Application fees
    • Documentation fees
    • Transmission fees

And we carefully explain potential charges for late payment, missed payment or underpayment before you take out your loan.

Want to find out more about a Gissaloan™ logbook loan today? Read our FAQs and see if you’re able to access quick cash today.

Gissaloan-CTA

 

All loans granted subject to affordability. Proof of income will be required. All Loans are secured against your vehicle, which may be repossessed if you do not make payments. Late or missed payments will incur additional charges, please see contract terms and conditions.

 

A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it and once you have paid off your loan the ownership goes back to you.

 

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

 

"Gissaloan” and “Gissacar” are trading names of Car Loan Originations Limited, which lends money on Customers’ existing cars (Gissaloan) and also finances the purchase of Customers’ new cars (Gissacar). All loan and related documentation, and other correspondence for both types of loans will be in the name of “Gissacar".

Gissaloan is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840

Registered Office: Regina House, 124 Finchley Road, London NW3 5JS