Why choose loans from direct lenders like Gissaloan™?

Gissaloan™ is a direct lender. This means that the cash that we lend goes straight from our own sources to your bank account without anyone else getting involved.  

Taking out a loan from direct lenders has many advantages, including:

No Fees

Unlike loan brokers, who often charge a hefty fee upfront for their initial services, as well as a string of commission-based fees, we do not charge you for applying for a loan.

Complete Confidentiality

When you input your details into our website that is as far as they will go. They are handled securely and confidentially and aren’t passed on to any other lenders. Giving your details to a broker can result in your being contacted by several companies, all competing for your business. This can lead to pushy sales tactics and unnecessary hassle. 

Direct Communication

Throughout the period of your loan, you will be corresponding with us directly via phone or email, or in person. At Gissaloan™, we're proud of our excellent customer service and pride ourselves on being fair and approachable. We will always do our best to explain every aspect of our loans to you in detail – giving you friendly yet professional advice on the best deal for your circumstances to assist you in making the right decision.

Loans Direct From Gissaloan™ to You

We are a privately-owned company. This means that the money you borrow comes directly from our own resources.

We Call The Shots

As the money we lend comes from our own resources, there are no third-parties influencing our terms and conditions. We offer quick cash logbook loans for any purpose, and we do this responsibly. We examine affordability closely and will only quote you on terms that we are satisfied that you can afford.


We specialise in lending to customers in varying degrees of financial difficulty, but unlike Payday Lenders, our services can help to rehabilitate and restore the credit standing of our customers.

Our interest rates are considerably lower than those charged by Payday Lenders, and as a result we can often help those finding it difficult to make their Payday Loan repayments to reduce their monthly outgoings. We do this by consolidating those outstanding loans into an easy and affordable logbook loan repayment.

So, if you own your own car but are struggling to access funds, find out more about a Gissaloan™ logbook loan today. You can also find out more about our products here.



All loans granted subject to affordability. Proof of income will be required. All Loans are secured against your vehicle, which may be repossessed if you do not make payments. Late or missed payments will incur additional charges, please see contract terms and conditions.


A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it and once you have paid off your loan the ownership goes back to you.


Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk


"Gissaloan” and “Gissacar” are trading names of Car Loan Originations Limited, which lends money on Customers’ existing cars (Gissaloan) and also finances the purchase of Customers’ new cars (Gissacar). All loan and related documentation, and other correspondence for both types of loans will be in the name of “Gissacar".

Gissaloan is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840

Registered Office: Regina House, 124 Finchley Road, London NW3 5JS