Have you ever had something go wrong and not had the money to fix it? Whether it’s unexpected repairs or simply the need to get somewhere in an emergency, the extra worry and panic makes an already stressful situation even worse.

It’s for this reason that many people throughout the country choose to build emergency funds – so there’s something to fall back on in case things don’t go as planned. But do you really need an emergency fund? And if so, how big should it be? Gissaloan™ have put together a list of things you should consider when deciding whether to put some cash aside for a rainy day.

Read more: Should You Start Building an Emergency Fund?

If you have a child’s birthday on the horizon but not a huge budget to spend on it, don’t panic! There are plenty of ways to give them a celebration to remember while staying in control of your spending. Take a look at these excellent purse-friendly tips then get started on those invites.

Read more: How to Create a Budget Birthday Your Child Will Remember


Mobile phones have become indispensable to our everyday lives, but unfortunately this reliance can come at a significant price. From in-app purchases to accidentally going over your allowance, when your bill arrives it can sometimes be a nasty shock.

Don’t be afraid to open your bill every month! Find out how to save money on your mobile phone with Gissaloan™.

Read more: Don’t Let Your Phone Cost You the Earth!

When the sun starts shining and the days get longer, we all start wishing we were lying on a far-away beach, but for those of us with money worries getting away can seem near impossible. The good news is, however, that it doesn’t have to be! Take a look at these purse-friendly tips, and get packing your suitcase.

Read more: Six Ways to Plan the Ultimate Shoestring Holiday


Anyone who’s experienced a degree of financial difficulty will no doubt be familiar with having to cut a few corners to make ends meet. From paying off the minimum amount on your credit card every month to picking up low cost (and low quality) clothing, these attempts to ‘save’ money often end up costing you more in the long run.

At Gissaloan™, we want you to get the most of your money, and this means making sure you’re aware of when to scrimp and when to spend, so avoid these false economies and put your pennies to best use.

Read more: False Economies: When Penny Pinching Isn’t Worth It


When money is tight it can be hard to be sociable, as you suddenly become aware of just how much money you’re frittering away every time you step outside the door.

From grabbing a quick coffee to a night at the cinema, things that once seemed affordable can quickly add up to more than you’ve got spare.

Read more: How to Be Thrifty Without Being A Bore


Saving money is often a painful business and usually involves cutting out some of the finer things in life. Nights out, holidays in the sun, trips to the shops and the latest gadgets all get vetoed so that you’re able to watch your savings grow.

But it doesn’t always have to be the fun things you miss out on when you’re trying to save some cash. Try these eight painless ways to save and you’ll soon start to see your pennies mounting up.

Read more: Eight Painless Ways to Save Money


Do you find yourself frittering away your pay check? Or never seem to have enough money? Do you permanently feel like you’re waiting for payday? If your answer to any of these questions is yes, chances are you need to change the way you spend.

Read more: How to Stop Spending Money As Soon As You Get It

Losing weight can be extremely hard work, even if you can afford the pricey gym memberships and faddy diet plans that flood your Facebook, Instagram and Twitter feed.

Read more: Saving Money and Losing Weight – Can You Do Both At Once?


You see it everywhere – on billboards, in magazines, on TV and the internet – but few acronyms cause as much bewilderment as APR. In fact, according to a recent survey by Zillow, more than a third of first-time homebuyers don’t actually know what APR means.

At Gissaloan™ we want to change this. We want to help the general public to understand and take control of their finances. That’s why we’ve put together this guide to APRs. Take a look, and stop confusion getting the better of you today.

Read more: What is APR? A Beginners Guide to Annual Percentage Rate

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How To Apply

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Use our simple online finance application form and you will get a very rapid response from our team.

In person

In Person

Call in and see us (by appointment only) and one of our team will assist you in making the right decision.




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All loans granted subject to affordability. Proof of income will be required. All Loans are secured against your vehicle, which may be repossessed if you do not make payments. Late or missed payments will incur additional charges, please see contract terms and conditions.


A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it and once you have paid off your loan the ownership goes back to you.


Warning: Late repayment can cause you serious money problems. For help, go to


"Gissaloan” and “Gissacar” are trading names of Car Loan Originations Limited, which lends money on Customers’ existing cars (Gissaloan) and also finances the purchase of Customers’ new cars (Gissacar). All loan and related documentation, and other correspondence for both types of loans will be in the name of “Gissacar".

Gissaloan is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840

Registered Office: Regina House, 124 Finchley Road, London NW3 5JS