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Our products are designed around your needs, your credit history and your affordability. Diverse and Fair product range, that allows you to borrow at a rate that is appropriate to your credit profile.

 

So what is a Logbook Loan? In simple terms, a Logbook Loan is a loan that is then secured against the value of your car by using a Bill of Sale. A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it, and once you have paid off your loan the ownership goes back to you.

 

Gissaloan Logbook
If you have bad credit, but you can afford and intend to meet your weekly/monthly repayments, then a Gissaloan™ logbook loan is the product for you. With Gissaloan™ we can likely help you access fast cash when you need it, regardless of your credit history, and as long as you are not currently bankrupt.

Loans range from £500.00 to £25,000.00. Please note that for any loans under £1000.00 the minimum term will be 12 months. Please contact us for a quotation.
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Gissaloan Logbook Example

Gissaloan Gold

 

The lowest logbook loan rates in the UK, available to customers with less serious bad credit profiles. Unlike most logbook loan providers, at Gissaloan™ we do not offer one rate for all. If your bad credit is only somewhat blemished and historical, we will likely offer you our Gissaloan™ Gold product. 
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Gissaloan Gold Example

Gissaloan on the Road

 

As our background is car finance, our ultimate aim is to get you into your next new, or nearly new, car. Once you have established a credit profile with us, by taking out one of our logbook loan products, you may qualify for our “Back on the Road” scheme. Your current Gissaloan™ agreement must be settled in full, and have run for a minimum of 6 months, with no missed or late payments.
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Gissaloan on the Road Example

How To Apply

By Phone

By Phone

Let us help, guide and care for your finance needs in total confidence.

On the Web

On the Web

Use our simple online finance application form and you will get a very rapid response from our team.

In person

In Person

Call in and see us (by appointment only) and one of our team will assist you in making the right decision.


 

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All loans granted subject to affordability. Proof of income will be required. All Loans are secured against your vehicle, which may be repossessed if you do not make payments. Late or missed payments will incur additional charges, please see contract terms and conditions.

 

A Bill of Sale gives us security over the car. This means that until you have paid your loan we are technically the legal owner of your car. However you can still drive it and once you have paid off your loan the ownership goes back to you.

 

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

 

"Gissaloan” and “Gissacar” are trading names of Car Loan Originations Limited, which lends money on Customers’ existing cars (Gissaloan) and also finances the purchase of Customers’ new cars (Gissacar). All loan and related documentation, and other correspondence for both types of loans will be in the name of “Gissacar".

Gissaloan is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840

Registered Office: Regina House, 124 Finchley Road, London NW3 5JS